Staff Directory

Education, Research and Recovery Fund Annual Statement for Fiscal Year Ending June 30, 2019



About Us

The Kentucky Real Estate Commission is charged with protecting the public interest through regulation, examination and licensing of Kentucky real estate sales associates and brokers pursuant to Kentucky Revised Statutes, Chapter 324.​​​​​​​​​

COVID-19 KREA Healthy at Work Update
Please click here for an  update to all KREA licensees from the Public Protection Cabinet General Counsel. This update is regarding the real estate industry and the transition to the "Healthy At Work" guidelines.

Advertising Regulation Update!
At the May 21, 2020 regularly scheduled meeting, the Kentucky Real Estate Commission discussed the implementation of the advertising regulation changes that will be effective as of June 16, 2020. In this discussion, they passed a resolution regarding using specific terms in a team or entity​ name. Click here​ to view the full resolution, and what it entails.

KREC March 19, 2020 Commission Meeting Important UPDATE
FAQ Clarification from the KREC Meeting:
Q:  Have deadlines for completion of the “old” requirements for completing the broker’s education been extended?   
A:  Yes. 
Q:  When must the broker’s license requirements now be completed? 
A:  The Commission has extended the deadlines until the State of Emergency is concluded, plus forty-five (45) days.  So, for example, if the State of Emergency is lifted on June 1, the new deadline will be July 15. 
Q:  Has the Commission impacted other deadlines? 
A:  Yes.  All post-license​​​​​ education deadlines have been extended until the State of Emergency is concluded, plus thirty (30) days. 
Q:  Do I still need to renew my license by March 31? 
A:  Yes.  You need to fulfill all requirements to renew your license that do not require you to make person to person contact.  For instance, you need to provide evidence of your Errors & Omissions insurance.  You need to pay your renewal fees.  You are just not required to do anything that requires in-person attendance or doesn’t allow for social distancing. 
Q:  If I can find online education, do I need to stop working towards a license during the State of Emergency? 
A:  No.  Feel free to keep working.  We advise that you engage in social distancing, but if you can take online classes or online steps, feel free to proceed. 
Q:  Does this mean I can’t get a license while the State of Emergency is going on? 
A:  No.  If you complete all requirements to get a license, the staff will issue one. 
Q:  I have a question you didn’t cover here.  Who can I ask? 
A:  Feel free to reach out to the Commission’s staff; however, be advised that state government staffing levels have been reduced.  Please be patient, but someone will get back to you.  
Reciprocal Licensing Update
KREC and the Ohio Real Estate Commission recently signed a reciprocal license agreement. You can view the agreement here. For additional information regarding requirements and testing, please visit the Reciprocal Licensing Page​.
E&O Insurance Notification
If you are an active agent, please make sure to renew E&O before renewing your license.​To renew your RISC Errors and Omissions insurance policy for the 2020-2021 period, please click here:
​While renewing the policy, please make sure to use the 6 digit license number that was issued in Nov. 2017, or there may be an error in uploading it to the​ KREC system. To view the full step-by-step instructions of how to renew your RISC insurance policy, click here​
If a licensee has a private insurance carrier policy, they must provide form 203 Certificate of Insurance Coverage. This form must be uploaded to your online services to complete the renewal process on or before date of expiration of the policy.
Paperwork Processing 
Due to the 2020 open renewal period, we are presently experiencing a 10-15 BUSINESS days turnaround time for ALL paperwork processing after it is received. This includes, but is not exclusive to applications, opening of new offices, commence/terminate inactive status and acceptance/release forms.
NEW Extended Reporting Period Coverage Insurance Requirement for Inactive Status KRS 324.310 (effective 06/27/19).
To place your license in inactive status (formerly known as "escrow"), you must provide proof of Extended Reporting Period Coverage (ERP) insurance for one (1) year after the date of your status change in order to process your request. If you are currently insured through the Kentucky Real Estate Commission group policy, a one (1) year ERP endorsement will satisfy this requirement. Licensees presently covered under a Firm insurance policy should purchase an individual policy and ERP endorsement to cover themselves. Contact your insurance provider about ERP options if you are not insured through the KREC's group policy.
Review the change in statute regarding the ERP by clicking here
For informational documents regarding the Extended Reporting Period (ERP) coverage issued in conjunction with the KREC group RISC policy, click here
For information regarding a firm private insurance policy for an Extended Reporting Period (ERP) coverage, click here (you will be redirected to a third-party insurance provider's website).
Online Applications and Online Services Portal for Brokers
The Kentucky Real Estate Commission is accepting online applications for submission of individual salesperson or broker licenses. This streamlined process can decrease turnaround time between application and issuance of a license. The link can be found here.
We encourage all Principal Brokers to use the Online Services portal for accepting and transfer actions as they will be facilitated in a more expedient time frame. You simply need to log into YOUR portal, click Acceptance Form (Licensee), type in the name of licensee, click ADD. Once the licensee is unaffiliated from their present firm they go into THEIR portal, click Accept Transfer Request, select firm, digitally sign name and click submit. The process will be complete and almost immediate.
National Criminal History Check
The fee for the National Criminal History Check is issued through the Kentucky State Police is $33.25. The FBI will also process the NCHC for $18. ​Background instructions here

  Meetings & Agendas

The Kentucky Real Estate Commission will be having a regularly scheduled meeting via telecommunications on May 21, 2020 at 11:00 a.m. To view the agenda for the meeting, click here.