To renew on line, you MUST have a NEW account set up in the NEW SYSTEM FOR RENEWALS.

How you can tell if you DO NOT have an account set up and need to set one up?

1.       If you did not set up and account between NOV. 22, 2017, and today, you don’t have one.

2.       If you get a message stating that the system does not recognize you, you don’t have one.

TO SET UP AN ACCOUNT, please refer to the email sent to you on Nov. 22, 2017, and follow the instructions below to CREATE ACCOUNT.​​


KREC has a new address and a new online renewal system this year! Please review our important information below to assist you.

Kentucky Real Estate Commission
656 Chamberlin Avenue, Suite B
Frankfort, KY 40601
(502) 564-7760

On Nov. 22, 2017, you were issued a new license number and a new OP_ID number (Personal ID # that replaces your SSN # in our system).

In the event you did not create your new Online Services account you must do so first before you can renew your KREC 2018 license.

This year you will have two (2) separate transactions. One for your KREC license and one to purchase your E&O.

  1. Go to
  2. On the top of the page, click Online Services
  3. In the right column, click Create Account, and fill in the required information.
  4. a. For User Type, click Individual
  5. b. Select a Security Question / Answer
    c. Enter your name as it appears on your license
    d. In the lower left, enter your OPID #(This should be used instead of your SSN.)
    e.     Click on Create Account
You are now in the online portal.
  • If you are an Active Licensee, Go to Step 4 in the “Renew License Active Licensees.”
  • If you are in Escrow, Go to Step 4 in the “Renew License in Escrow.”
Active Sales Associates, Brokers and Principal Brokers

  1. Go to
  2. On the top of the page, click Online Services
  3. Enter your username and password, Click Sign In
  4. On the top left column, under the word Applications, click License Renewal / License Extension
  5. Click Renew
  6. There are 2 buttons, you must select either Private Insurance or Commission Insurance
  7. Do you want to renew? Select Yes
  8. Select the box, I agree
  9. Type your name in the digital signature box
  10. Click Submit
  11. Pop up screen says you will state the charge amount, click OK
  12.  Click Continue
  13.  Click Checkout / Complete Order
  14. Select Payment Type 
  15. Enter information (no spaces or dashes with credit cards)
  16. Click Next
  17. Click Pay Now
  18. You will get a Transaction/Order Information screen, that should say complete.
If you are purchasing Commission E&O thru RISCE, scroll down the Transaction/Order Information screen, you will see Purchase E& O insurance.  Click on that. You will need your new license number and your Broker’s name and mailing address. RISCE’s help number is 502-897-1876, extension 1.

  1. Click on Purchase E&O Policy; You are now in the RISCE website
  2. Click Enroll
  3. Select April 1, 2018 – April 1, 2019, Enroll or Renew
  4. You can log in to your existing account, create a new one or continue as a guest without a login
  5. Choose State: Kentucky
  6. Click Enroll 
  7. Enter: new License number, and the last 4 digits of your social security number, and name
  8. Click Continue
  9. Select : Kentucky Real Estate April 1, 2018 – April 1, 2019
  10. Enter email, Check
  11. Click Continue with Enrollment
  12. Read, click Agree
  13. Verify, click Continue
  14. Enter State: KY, License Type : S for Sales Associate or B for Broker, New License #, click Continue
  15. If wanted or needed, add Additional Endorsements 
  16. Scroll down and click Finished Adding Endorsements
  17. Answer claim question, yes or no. Click Continue
  18. Verify and Create Password, Click Continue
  19. Enter Info, click Continue
  20. Enter Principal Broker Info, Click Continue
  21. Verify Totals, Click Review Purchase
  22. Click on Verify Checkout
  23. Click Continue to Payment
  24. Enter Credit card info and click, Pay Now
  25. Log out
    Note: Prior to logging out, you may download certificates and endorsements and a copy of Group Policy


  1. Go to
  2. On the top line, click Online Services
  3. Enter your username and password
  4. On the top left column under Applications, Click License Renewal / License Extension
  5. Click Renew
  6. Would you like to Renew? Click yes
  7. Click I agree
  8. Type in your digital signature as it appears on your license
  9. Click Submit
  10. Pop up screens states the amount you will be charged, click OK, Click Continue
  11. Select Payment Type
  12. Enter info (do not use spaces or dashes for credit cards)
  13. Click Next
  14. Click Confirm and Pay Now
  15. Transaction / Order Information Screen will appearYou can print your receipt
  16. Log Out


If you failed to meet the continuing education requirements for 2017, you have two delinquency options to consider:
1.) Escrow Delinquency Plan, or the
2.) Active Delinquency Plan​.

You must choose one of these plans. Please note that both of these plans include a $500 fine. 

You must mail a signed delinquency plan with a $500 check or money order, payable to the Kentucky State Treasurer, postmarked on or before Feb. 10, 2018.

Failure to complete a delinquency plan and/or pay the $500 fine will result in the cancellation of your real estate license.

If you have questions, contact the education department at 502-564-7760. 

KREC's New Online Services Portal

​Update: New Online Functionality
Acceptance of licenses into a practice is now available online. 

  • Principal brokers click "Acceptance Form" under online services;
  • Sales associates and brokers click "Accept Transfer Request."

Learn how to use the new online services portal by clicking here​ for the KREC's latest YouTube instructional video. In addition, find written instructions for accessing and using the KREC online portal for sales associates and brokers here​

The Kentucky Real Estate Commission (KREC) has launched its new online services portal. Licensees can view and edit licensing profiles, initiate licensing changes and process other requests electronically.

By now, you should have received an email with the identification (OP_ID) information needed to create your new account. 

As a result of the online services transition, your firm name, licensee name or business address may have been inadvertently misspelled or abbreviated. If you would like to correct or change this information, KREC's $10 change fee will be waived for 30 days. Please make corrections by midnight on Friday, Dec. 22, using the online services system. After that time, a $10 fee will be reinstated for changes.

If you have questions, please contact KREC at​

E&O Insurance

NEW PROCEDURE:  Beginning November 22, 2017, the Kentucky Real Estate Commission (KREC) will no longer collect the Errors and Omissions (E&O) insurance premium for the KREC’s Group E&O Program.  If you wish to enroll in the KREC’s Group E&O Program, administered by Rice Insurance Services Company, LLC (RISC), you may now CLICK HERE to enroll through RISC’s website.
There is a $10 E&O processing fee per licensee collected by the KREC when they confirm your coverage in the KREC’s Group Program.  Contact RISC directly at
502-897-1876 if you have questions about enrollment or the Group Program.
All active Kentucky real estate licensees or applicants for an active license must obtain their E&O coverage directly from an insurance carrier prior to activating and/or renewing a license.  E&O coverage can be obtained through the KREC’s Group Program or from a private carrier of your choice, as long as the coverage meets the minimum requirements set forth in 201 KAR 11:220.
If a licensee has a private carrier policy, they must provide KREC with form 500, Private Carrier Certification of Coverage and the Certificate of Liability Insurance page, as proof of E&O coverage when activating, transferring, or applying for an active license.  This form outlines the minimum requirements and must be signed by an authorized insurance representative.  There is a $10 E&O processing fee per licensee which must be included with the form 500​​
Meeting Notice: The March 15, 2018, meeting of the Kentucky Real Estate Commission has been changed to 9 a.m., March 22, 2018, at 656 Chamberlin Avenue, Suite B, Frankfort, KY 40601.​

 About Us 

The Kentucky Real Estate Commission is charged with protecting the public interest through regulation, examination and licensing of Kentucky real estate sales associates and brokers pursuant to Kentucky Revised Statutes, Chapter 324.​​​​​​​​​

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How to obtain your FBI Background check
The Kentucky State Police Automated Fingerprint Identification System will be undergoing a system upgrade from October 30th thru November 14th. This will require the system to be completely down. KSP will be unable to process any fingerprint based background check during that time. This will cause a delay in the processing of applications at the Kentucky Real Estate Commission as we await to receive applicant background reports from KSP. We appreciate your patience. 

  Hot Topics

Effective May 6, 2016
Pursuant to 201 KAR 11:350, the Seller's Disclosure of Property Condition Form (SDF) has been updated. The updated form is in the Legal section under Forms & Contracts. This is the SDF form that must now be utilized as set forth in 201 KAR 11:350. This will be enforced as of September 1, 2016. 

​Effective January 1, 2016: individuals who obtain their initial sales associate license will be subject to Post License Education requirements.